Home is where love resides, memories are created, friends always belong, and laughter never ends.

$5000 in Down Payment Assistance Available March 1st!

Beginning March 1, Clinch-Powell will be offering $5,000 to assist with down payment and closing costs through the Welcome Home program funded by the Federal Home Loan Bank of Cincinnati and our partnership with Fahe, Inc..

This down payment assistance program is less restricted than many programs currently available. You do not have to be a first time homeowner and it can be used with other down payment assistance funds available. There are some income restrictions.

These funds are limited and will be distributed on a first come, first serve basis. Call us today to get pre-qualified or click here to apply online!

Clinch-Powell has been working with homeowners to prevent foreclosure since 2002 when we became a HUD Approved Housing Counseling Agency. We have assisted more than 1400 families facing the loss of their home to mortgage default. We have the skills and training to walk with clients through various options either through their mortgage lender or through state and federal assistance programs. We evaluate each situation to identify options that the family might be eligible for, we provide financial coaching and crisis budget management, assist with navigating each mortgage company's loss mitigation system and provide third party accountability to the lenders.

Currently we are partnering with the Tennessee Housing Development Agency to assist homeowners in applying for the Principle Reduction Recast Program (PRRPLE). Individuals who have experienced a reduction in income due to unemployment, underemployment, divorce or death of a spouse may qualify for up to $40,000 in forgivable assistance with your mortgage.

If you or someone you know needs assistance with your mortgage contact us today!