Loan Services

Professional Service. Personal Attention

Our knowledgeable lending department will:

  • Evaluate your unique financial situation.
  • Give you loan options that best fit your needs.
  • Make sure you are our top priority.

Do you want to buy or build a home?
As a not-for-profit, Clinch-Powell has access to a wider variety of loan options to better fit your needs!

Does your small business need access to affordable capital?
Locally owned businesses are the backbone of our communities Clinch-Powell can help stimulate economic development in the area by providing affordable financing to local businesses and entrepreneurs.

Is your home in need of repairs?
Clinch-Powell’s repair loan program may be a good option to make your house safer, more accessible, and more energy efficient.

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Loan Services Staff

Stace Karge is a USDA Certified loan packager, and housing loan specialist. Stace came to Clinch Powell in June of 2022, and is one of the top loan packagers in the nation.

Stace holds Bachelors and Masters Degrees in Strategic Leadership from Tennessee Tech (Wings UP!) and is in the process of obtaining her Doctorate from the University of the Cumberlands.

Samantha has been with CP since 2019 as a student intern from Lincoln Memorial University and Appalachia CARES / AmeriCorps member. She graduated from Lincoln Memorial University in 2020 with her Bachelors of Science in Social Work (BSSW). She is the intake specialist and primary data manager for the Loan Services Team and the Lakeway Financial Opportunity Center.

Gary Karge joined our team in 2023 as an Appalachia CARES AmeriCorps member focused on energy savings and home modifications/home repair education and outreach in our Upper Cumberland territory.