Small Consumer Loans

Local community members are the backbone of communities.

With our Consumer Loan Fund, we are able to stimulate economic development in the area by providing affordable financing to local community members who have found themselves in the payday lending trap.


Eligible Counties Include:

  • Anderson
  • Blount
  • Carter
  • Cumberland
  • Hamblen
  • Jefferson
  • Knox
  • McMinn
  • Monroe
  • Rhea
  • Washington

Eligible Uses of Funds

  • Pay off payday lending loan balances


  • Gainfully employed and able to repay the loan

Interest Rates

  • Below market rates
  • Based on loan amount

Loan Limits

  • Up to $1,000

Loan Terms will depend on:

  • Loan purpose
  • Loan amount